USDA Loans


USDA loans provide low-and moderate-income households the opportunity to own adequate, modest, decent, safe and sanitary dwellings as their primary residence in eligible rural areas, typically with no down-payment.  Many people are taking out USDA Loans to purchase a home.

What is a USDA Loan?

Lenders and USDA Rural Development have teamed up to provide 100% financing to individuals and families who buy a home in a rural area.

Who is Eligible for a USDA Loan?

There are specific requirements to be eligible for a USDA Loan.

Benefits of a USDA Loan

  • Zero down payment required.
  • Closing costs payment can come from any source.
  • Easy qualification criteria.
  • Not limited to first time homebuyers.

USDA Loan Limits

Different counties and parishes have different limits on how much you can borrow for an USDA Loan.

Get Pre-Approved for a USDA Loan

The USDA Rural Development loan program has helped many home buyers just like you. LaVerne St.Mary is located in Houston, and services local communities including but not limited to The Woodlands, Humble, Atascocita, Baytown, Cypress, Katy, Sugar Land, Pearland, League City, Friendswood, and all of Texas and Louisiana.

Call LaVerne St.Mary with HomeTown Lenders today!  832-253-3966.**


** Products, Programs and Guidelines subject to change with notice.