Mortgage Minute: Buying a builder model home? #getpreapproved@lavernestmary #getpreapprovedtoday@lavernestmary #callmetoday@lavernestmary #itsyourtime #americandream #homeownership


Contemplating buying a builder’s model home?  Well keep in mind the builder has placed a lot of specialties in that home – because it a model! – designed to bring in buyers that want one just like it! Remember, Builders need to re-coop their cost of maintenance and mortgage payments while it set nice and… [Read More]

Millennials – Homeowners #getpreapproved@lavernestmary

Millenials - Homeownership

Are Millennials ready to buy homes?  Yes, if they have the down-payment. (which usually comes as a gift from parents).   But, Forbes Real Estate is making its predictions, with writer Richardson saying that it may be harder for trailing-edge millennials to buy their first homes. Their predictions is saying that the median first-time home buyer in the… [Read More]

What’s your “Joy Score”? #getpreapprovedtoday@lavernestmary #getyourhomeimprovementloan #homeequityloan #callmetoday @lavernestmary


  “Joy Scores” are unique in that they measure how much value you place in “Home Renovations” based upon your level of “Happiest”!   –  The higher the score, the greater the joy leap in a project.  Go figure!  – A measurement for everything these days! Reports for 2019 suggest that the “Joy Scores” were much… [Read More]

Mortgage Minute:  No Closing Cost? #itsup2you #getpreapprovedtoday #getpreapprovednow #downpaymentassistanceavailable

No Closing Cost? #itsup2you #getpreapprovedtoday #getpreapprovednow #getyourpreapproval #downpaymentassistanceavailable @lavernestmary Well, surely you know, no closing cost loans are without closing cost!  The honest truth is that there are costs associated with all mortgage loans.  Its just a matter of who will pay for those cost!  Those cost associated with a mortgage loan are typically non-recurring… [Read More]

Real Estate Fun Fact

Supreme homefacts

We all know, capitalism produces winners and losers, but who’d thunk the game Monopoly was designed by a woman to teach about economy. Monopoly is/was derived from The Landlord’s Game created by Lizzie Magie in the US in 1903 as a way to demonstrate that an economy which rewards wealth creation is better than one… [Read More]